I love the Note but when you get a call when you have earbuds or Bluetooth headphones connected, the ringtone and any other alerts come out of both speaker and headphones. This is the dumbest design. If you connect headphones then the speakers should NOT ring!
So I called Samsung and texted Samsung and spoke to a Samsung rep in a Best buy store about this, and apparently it is by design. Samsung phones keep ringing whether you have earbuds connected or not.