I've set up my Samsung pay account account with my credit and debit cards. However, when I go to use the Samsung pay from my lock screen, it is not active to use. I have to go to the Samsung pay app directly, which is a huge inconvenience. Also, for reference, I have the three options turned on for Samsung pay to show on my lock screen, home screen, and screen off (quick access). If this can be fixed it would great.