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Cannot turn of PIN in security on Gear S3 Frontier

On my Gear S3 watch, it has this annoying PIN that I cannot turn off ! I go to settings, go to Security, hit lock, choose PIN, come to Lock type screen, scoll to the bottom to try to choose none but the 'none' will not enable. How do I enable the 'none' button so I can get rid of this PIN!!?? on the Lock screen, also have an option 'use for'.  click, it is set for screen and pay. it will not enable 'payments only'. Someone please help! I hate using this PIN everytime I touch the watch.