I want to pass along my frustration with Samsung Pay's latest point structure. I find the current point structure easy to attain which is great but the points acquired do not allow redeeming for anything substantial and the points expire meaning one will never reach a redeemable point. Under the new structure, a platinum level can be reached after 100 transactions during a one month time period. from 20 to 100 is horrible and makes no sense. Yes, Samsung is offering 30 points for gift card purchases but electronic gift cards are difficult to use within the device in person. My past experience includes restaurant gift cards and paying was complicated and included the need for my phone to be taken so the card info could be written down. Who knows whether my feedback matters but I am truly irritated in these changes.